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We specialize in refinancing and restructuring defaulted and distressed private student loans. We help borrowers regain their financial freedom by lowering their monthly payments and avoiding wage garnishment. Our blog has helpful tips and information regarding federal loans, private loans, financial tips and government programs.
Understanding Sallie Mae’s Loan Modification Program For Sallie Mae private student loan borrowers struggling with payments, avoiding delinquency or default can be challenging. Missed payments can quickly turn into a serious financial situation. However, another path...
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As of 2025, 42.5 million Americans have some form of student loan debt, owing a staggering total of $1.797 trillion (Caporal, 2025). The average debt per borrower, including federal and private loans, is $41,618 (Hanson, 2025). For many, these numbers aren't just...
Regardless if you have graduated from college or have been taking courses here and there in hopes of completing a degree in the future, more than likely you will have student loans to eventually pay back. According to statistics provided by the U.S. Federal Reserve...
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Can You Refinance Student Loans Without a Degree? The answer is: sometimes, but it depends on the lender. If you are looking to refinance without a degree, you still have options. Many borrowers assume that not having a degree disqualifies them from refinancing their...
What is a Private Student Loan Settlement? Are you considering a private student loan settlement? If so, there’s a lot to understand before deciding if it’s the right choice for you. Settlements do not have a standard process, and numerous variables (such as...
How are student loan borrowers really doing financially this holiday season? Our survey data reveals the numbers behind the stress: 53% feel more financially stressed than last year, 43.9% say loan payments significantly limit their holiday budget, and 38.8% lack...
Debt doesn’t exist in a vacuum. It affects how people sleep, how they show up in relationships, and how they experience everyday life. That’s why we recently asked 104,000 people to participate in a short, anonymous survey exploring the connection between debt and...
Understanding Your Student Loan Repayment Options Are you feeling overwhelmed or confused about student loan repayment? You’re not alone. Between changing federal policies, varying loan types, and a wide range of repayment options, it’s normal to feel uncertain about...
How Student Loans Affect Credit: New 2025 Borrower Survey Data Student loans are shaping people’s credit, causing delays or the impossibility of homeownership, and trapping borrowers in balances that only grow. These charts reveal the struggles that American people...
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